Are you looking for a quick cash loan to get you through the next week or so? Lendiva can help connect you with over seventy-five lenders looking to help you out in your time of need! A cash loan is perfect if you need to pay a bill, get your car repaired, have an unexpected emergency or just want to go shopping!
It is difficult to get approved for a credit card or a bank loan in today’s economy and especially difficult if you don’t have perfect credit. A cash loan is part of the financial world that does not require credit checks and the requirements are nowhere near as strict as a traditional bank’s requests for approval.
In order to be approved for a cash loan, there are only a few requirements needed for most lenders. You have to be at least eighteen years old. You also have to have a regular income of $800 a month or more. You must have an active checking account as well. Most lenders that lend cash loans, do not check your credit with the three major credit bureaus however, there is an industry specific background check that is performed. If you have numerous personal loans, 100 day loans or short term loans already existing and out there, you probably will not be approved.
Once you are approved, you will be redirected to a new page that will tell you what the rates, fees and repayment structure will look like IF you decide to accept the loan. At that point, if you do not agree with the terms and conditions you can directly contact the lender and negotiate those issues. Once you have accepted the rates and fees, you can electronically sign for the loan and it will then be deposited in your bank account the next business day. You need an active checking account in order to have your loan deposited and gain access to your cash so quickly.